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  • Congress Renews Mortgage Debt Relief Act through December 31, 2013

    Underwater Homeowners Breathe a Sigh of Relief as Congress Renews Mortgage Debt Relief Act! On January 1, 2013, Congress passed an extension of the Mortgage Forgiveness Debt Relief Act. This extension of this act, which has saved homeowners more than $1 billion dollars in taxes[1], is great news for struggling homeowners ...
    Posted to Karen Daniel (Weblog) by 650684 on January 3, 2013
  • Canyon County home prices at 10-year low

    Canyon County’s median home price in October dropped to a 10-year low of about $82,000, slightly more than half of Ada County’s median home price, according to Intermountain Multiple Listing Service numbers released Monday.  The question is whether it will it end before discounts get even bigger. Canyon County’s median ...
    Posted to Karen Daniel (Weblog) by 650684 on November 12, 2010
  • First-Time Homebuyers Drive Housing Market in March

    First-time homebuyers accounted for a record-high share of purchases last month, according to new data released this week by Campbell Surveys. The results aren’t entirely unexpected, considering the April 30 contract deadline to receive the federal homebuyer tax credit is fast approaching.The momentum from the tax break is likely to continue ...
    Posted to Karen Daniel (Weblog) by 650684 on April 21, 2010
  • HOUSING: Feds suspend anti-flipping rule....GREAT news for investors and buyers!!

    FHA recently announced a temporary (1 yr) relaxation of its "90-day" anti-flipping rule, which prohibits the use of FHA insured financing if the contract for sale was executed within 90 days of the seller's acquisition of the property.  What this rule said is that if an investor purchased a rehab home, remodeled it and ...
    Posted to Karen Daniel (Weblog) by 650684 on January 19, 2010
  • FHA Guidelines giving "Idaho Short Sale" sellers ability to buy immediately after a short sale

    With all the talk about Idaho Short Sales and Idaho Bank Owned Real Estate there has also been talk about how anyone selling a home using the short sale process would have their credit damaged and would be unable to buy a home for 3 years using any kind of government financing after executing an Idaho Short Sale. This has been drilled into us ...
    Posted to Karen Daniel (Weblog) by 650684 on January 17, 2010
  • The Housing Environment in 2009...

    Although evidence is accumulating that the economy is emerging from the Great Recession, there are a number of headwinds that may make the nascent recovery slower and more tentative than previous business cycle expansions. Significant job loss is one of the most tangible effects of the recession. Most sectors, with the possible exception of ...
    Posted to Karen Daniel (Weblog) by 650684 on January 14, 2010

    In 2009 the First-Time Homebuyer tax credit and affordability conditions brought first-time buyers into the market, and they comprised an unprecedented share of the market - 47%.  Some variables were unaffected by the increase in the share of first-time buyers.  The typical age of buyers was unchanged by the surge in first-time ...
    Posted to Karen Daniel (Weblog) by 650684 on January 13, 2010
  • First-time homebuyer tax credit up to $8,000, along with tax credit for ALL homebuyers up to $6,500.

    Congress giving "ALL" homebuyers a $6,500 tax break, and First Time Homebuyer up to $8,000 tax break.WASHINGTON – Buying a home is about to get cheaper for a whole new crop of homebuyers — $6,500 cheaper.First-time homebuyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package ...
    Posted to Karen Daniel (Weblog) by 650684 on November 5, 2009
  • Am I eligible to be claimed as a "First Time Home Buyer"?

    Who is eligible to claim the tax credit? First-time home buyers purchasing any kind of home, new or resale are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009. For the purposes of the tax credit, the purchase date is the date when closing occurs and the ...
    Posted to Karen Daniel (Weblog) by 650684 on September 16, 2009
  • First-Time Homebuyers 2009 New Tax Credit

    As part of the Treasury Department’s consumer outreach effort and with the April 15 individual tax filing deadline approaching, the Internal Revenue Service today began a concerted effort to educate taxpayers about additional options at their disposal to claim the new $8,000 first-time homebuyer credit for 2009 home purchases. For people who ...
    Posted to Karen Daniel (Weblog) by 650684 on March 21, 2009
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